Working with an independent Medicare insurance agent offers a number of benefits. For starters, when you work with an independent agent, you can enjoy knowing that he or she has vast industry knowledge and has access to plans across many different insurance agencies—not just one. This means you’ll be shown quote and plan options from more than just one insurance company.
Unlike a captive agent, an independent Medicare insurance agent is also unbiased. Ultimately, they have your best interests in mind; they’re more concerned about finding the policy that’s right for you than they are making a sale. Independent agents also don’t charge you a thing. Instead, they get paid a commission by the insurance company that you end up choosing.
Even after you’ve chosen a Medicare Advantage policy, your agent can continue working with you by helping you review your policy when it comes up for renewal and answering any questions you may have about your coverage.
In many ways, an independent Medicare insurance agent is your one-stop shop for all your Medicare coverage needs.